Kayla Michelle Snyder

On May 19, 2025, the Lakeville Police Department was notified of a report of fraudulent credit card activity. An officer subsequently met with M. D. S., and her daughter A. K. S., adult women fully identified in police reports. M. D. S. And A. K. S. Reported that they used a joint Mastercard credit card and that a number of fraudulent transactions had taken place on it. It was determined that forty-five fraudulent transactions using M. D. S. And A. K. S.’s MasterCard had occurred between April 29, 2025, and May 14, 2025, for a total amount of $3,838.32. A. K. S. Reported that she also had multiple fraudulent charges from her Discover credit card as well as her Expedition Credit Union Visa debit card.

It was determined that four fraudulent transactions for the total amount of $202.97 had been made on May 18, 2025. A. K. S. Further reported that two credit cards were also taken out in her name without her knowledge and that these accounts had been closed by her. M. D. S. Reported that fraudulent transactions had been made on her American Express credit card as well. It was subsequently determined that eleven fraudulent transactions had taken place on May 11, 2025, May 18, 2025, and May 19, 2025, for a total amount of $1,298.89. Further investigation determined that M. D. S.’s Citibank account had also been used to make over forty fraudulent purchases for a total of $3,632.94 between April and May of 2025. All of these fraudulent transactions were made on website used for or associated with online gambling.

A. K. S. And M. D. S. Indicated that they believed Kayla Michelle Snyder [DOB REDACTED], hereinafter “Defendant,” had made the transactions without their consent, using their credit cards. Defendant is M. D. S.’s daughter and A. K. S.’s sister. Law enforcement determined that Defendant had accounts with all of the online gambling sites from which fraudulent transactions using A. D. S. And M. D. S.’s cards were reported. Furthermore, IP logs obtained by law enforcement determined that a fraudulent transaction using A. K. S.’s Discover card took place at [ADDRESS REDACTED], Lakeville, MN 55044, which is the residence where Defendant is currently residing.

Additionally, an Expedition Credit Union credit card opened in A. D. S.’s name without her permission was opened using the email 2 19HA-CR-26-465 Filed in District Court State of Minnesota 4/1/2026 kaylasnyder140@gmail.com, which is an email address understood to belong to Defendant. In summary, it is understood by law enforcement that in April and May of 2025, Defendant repeatedly used A. D. S. And M. D. S.’s credit and debit cards to make fraudulent transactions on a number of online gambling sites, totaling at least $7,674.23.