On May 28, 2025, Rosemount Police Department started investigating allegations of financial exploitation of a victim by a suspect identified as Gerald Fear [DOB REDACTED]. The financial exploitation was taking place in Dakota County Minnesota. The victim was FEAR’s ex-spouse and roommate. The victim was deemed non-decisional on May 7, 2025. FEAR was made aware of the victim’s status and tried to remove her from the hospital against medical advice multiple times. An emergency guardian/conservator was appointed to the victim on June 12, 2025, in file 19HA-PR-25-518. FEAR was made aware of the hearing date and time and was informed that a guardian/conservator was granted.
The victim has several financial accounts that FEAR was added to as an authorized user to help her pay bills. The victim [NAME REDACTED] had three savings accounts in their names and a Home Equity Line of Credit (HELOC) and mortgage together. FEAR claimed to be the victim’s power of attorney (POA) at the time of her hospitalization and a few years before, but did not provide police with proof of POA that was dated before the POA signed on May 28, 2025. The victim was denied medical assistance due to numerous transactions that FEAR perpetuated.
FEAR was notified on June 4, 2025, that he needed to stop accessing the victim’s accounts and transaction with her money. On June 4, 2025, FEAR was also told that the county was pursuing guardianship and conservatorship. On July 8, 2025, FEAR was again notified that the victim had a guardian/conservator and that he was no longer her POA and could no longer transact with her money. On April 2, 2025, FEAR transferred the balance of two savings accounts held by himself and the victim [NAME REDACTED]. One of the savings accounts had $6,114.96, and the other had $5,496.69. On May 27, 2025, FEAR transferred the balance of a savings account held by himself and the victim [NAME REDACTED]. The amount transferred was $17,836.13. This happened approximately 20 days after FEAR had been notified that the victim was non-decisional.
On May 28, 2025, the victim signed a document that made FEAR her POA. In the POA it was clear that FEAR could not gift himself money. On May 28, 2025, FEAR brought a notary to have the victim sign a quitclaim deed which removed her from the deed and title of the home. This was approximately 21 days after FEAR was notified that the 2 19HA-CR-26-59 Filed in District Court State of Minnesota 1/15/2026 victim was non-decisional and could not make any legal or medical choices by herself. The victim [NAME REDACTED] stated that she did not know why she was signing the document and did not understand what was happening.
The notary was also interviewed and told police that she was unaware that the victim was non-decisional because FEAR had never told her. The quitclaim deed has since been reversed and the victim’s name is back on the deed and title of the home. On June 11, 2025, FEAR withdrew $10,000 from the victim’s IRA. FEAR was not on that account and was not the beneficiary of that account, but stated he had the authority to withdraw the money as the victim’s POA. This happened after he was notified to stop accessing the victim’s money.
