Lorenzo Terrill Jackson

In February 2025, the BCA was alerted by AFLAC Insurance that a former AFLAC insurance agent, Defendant Lorenzo Terrill Jackson ([DOB REDACTED]), may have made fraudulent insurance applications for a number of people. As a result of these fake policies, Defendant had received $8,652.19 in commissions and $4,300 in bonus pay that he did not earn. All of the questionable policies had been issued between July 1, 2024 and December 15, 2024. The policies involved five companies, all of whom had some kind of affiliation with either Defendant or a third party, J. M. The companies and reported fraud are as follows: 1. Dark Horse Vapors, owned by G. C. Defendant reported that three employees had signed up for AFLAC policies.

G. C. Confirmed that their company had never offered AFLAC policies, and one of the people listed as an employee was completely unknown to G. C., but appeared to be a relative of Defendant. G. C. Stated that he had met with Defendant to consider their products, but ultimately declined when the price was too high. 2. Diversity Model Agency LLC, owned by L. L. Defendant reported that seven employees had registered for AFLAC policies. L. L. Confirmed that the company had never offered AFLAC insurance to any employee.

Three of the alleged employees had never heard of Diversity Model Agency, and one "employee" reported that she had only worked there several years ago, when she was a child. L. L. Stated that she had allowed Defendant to temporarily reside with her several years ago, and he may have had access to her business records during that time. 3. Viking Building Solutions, owned by J. M. Defendant reported that he had sold four insurance policies to employees of this company. J. M. Denied any coordination with Defendant to fabricate policies, and claimed that he had never registered his company for AFLAC policies, making all four policies fictitious. 4. Viking Insulation Company, owned by J. M. Defendant reported that he had sold nine insurance policies to employees of this company.

Three of the purported employees had never worked for Viking Insulation, and one alleged employee was in fact a customer who had sued Viking Insulation and J. M. When J. M. Failed to complete work she had contracted on her home. J. M. Called this person "a crazy bitch" when asked about her, and he denied ever employing her or offering her an AFLAC policy. However, through court filings, J. M. Would have had access to personal information about this person. The two other purported employees had each resided temporarily with J. M. At some point in the past, and believed that their information may have been stolen during that time. 5. Safeway Transit LLC, with alleged policyholder S. R. The policy issued to S. R. Stated that she was employed by Entertainment Factory LLC, a legitimate business in the same building as Safeway Transit, but S. R. Had never been an employee there and never signed up for AFLAC insurance.

Instead, she was a full-time employee of Safeway Transit. S. R. Reported that she had previously requested a quote from Defendant, but declined when the price was too high. In all, 24 people had policies issued in their name that they never signed up for. As a result, Defendant received over $10,000 in bonus pay from AFLAC, and the 24 individuals had false policies issued with their names, social security numbers, dates of birth, and other vital statistics included and published in the AFLAC book of business.