On February 3, 2026, at 1044 hours, North St. Paul police officers responded to Ideal Credit Union, [ADDRESS REDACTED], North St. Paul, Ramsey County, on a report of fraud. Investigation revealed that an account holder, EK, had been duped into providing her username and login information for her Ideal Credit Union account to a female on the phone who called to alert her to fraud on her account. The next morning, she learned that someone had wired, without her permission, $4,400, from her account to an account in the name of Corey Darrell Richardson, [DOB REDACTED]. On February 3, 2026, Richardson entered the North St. Paul branch and attempted to withdraw the funds from his account.
The account was flagged, and the transaction was denied. As Officers arrived, they saw Richardson leaving the credit union. They ordered him to stop but he fled on foot from police who pursued him and arrested him. In a post-Miranda interview, Richardson stated that he had fallen on hard times. A woman named “Red” contacted him with a way to obtain cash. Per her instructions, he opened an account at Ideal Credit Union. On February 3, 2026, he followed Red’s instructions and went to the bank to attempt to withdrawn funds from the account.
He was going to take a cut of the money and then provide the balance to Red. He said the teller gave him $1500 but then he gave it back when she said that there was an issue with the account. He was reluctant to provide more information about Red’s identity. Richardson has prior convictions for Financial Transaction Card Fraud as misdemeanors in January 2014 and May 2015.
