Kealy Marie Nelson

On February 2, 2026, at 1:20pm, Sergeant Matthew Paavola of the Wyoming Police Department was dispatched to a report of an attempt to cash a forged check at First State Bank of Wyoming, located in Wyoming, Chisago County, Minnesota. Sgt. Paavola responded to the location and met with bank security act officer, Stacy Frahs. Frahs advised that at approximately 1:07pm a female, identified by MN ID as KEALY MARIE NELSON, [DOB REDACTED] ("Defendant" herein), entered the bank and attempted to cash a check (#10645) made out to Defendant in the amount of $4,500.77. Frahs stated that Defendant provided the bank with her Minnesota ID and 1040 Individual Income Tax Form, which Frahs found to be suspicious.

Frahs reported that she then contacted the owner of the business that issued the check, who confirmed that Check #10645 had been issued to Defendant in the amount of $408.77, not the amount currently reflected on the check. During this time, Defendant exited the bank and did not return, leaving her tax form and ID behind. Sgt. Paavola noted that when looking at Check #10645, he was able to observe that the ink behind the numbers had been attempted to be removed and written over.