On April 11, 2025, a BCA Special Agent received a fraud referral from a DEED Unemployment Insurance supervisor stating that an unemployment account was filed online in the name of A. K., herein Victim, in 2025 and was denied due to unemployment benefits made in 2023. Victim denied applying for these benefits and suspected they were a victim [NAME REDACTED]. The application designated to the fraudulent account by DEED was #7495XXX, hereby referred to as the Imposter account. DEED provided an Excel spreadsheet that contained data including the applicant address, benefit payment requests, benefit payments, applicant event log notes, and IP used by the applicant.
Investigators determined the identity of Victim was stolen by Adetayo Osinowo, herein DEFENDANT. Victim [NAME REDACTED] at the same employer in 2022 and 2023 (Agate Housing Services). DEFENDANT worked in Human Resources and had access to Victim’s personal information. A Green Dot Bank account number was submitted by the Imposter account applicant for benefit payment deposit purposes. Weekly unemployment insurance benefit payments of $552 were deposited to the Green Dot Bank account from March 12, 2023, to September 10, 2023. The amount of fraudulently obtained unemployment benefits in 2023 totaled $14,904. Investigators noted four transactions made from a debit card related to the Green Dot Bank account that were at the Maple Grove Costco.
The purchases were on March 12, April 24, and two on July 3, 2023. The Costco card used for these transactions was DEFENDANT’s card. The Green Dot card was also frequently used in retail stores near DEFENDANT’s home. Investigators learned that another bank account (My Credit Union) belonging to DEFENDANT used the address of [ADDRESS REDACTED] North. This is the same address used to initiate the fraudulent unemployment benefits. A DEED initiation letter was mailed to this address. DEFENDANT’s true unemployment account and the Imposter account both requested unemployment benefits from the same IP address.
The Imposter account claimed unemployment benefits using the address [ADDRESS REDACTED] North, Minneapolis. DEFENDANT admitted to police he previously lived at this address with his girlfriend and that he previously obtained his own unemployment benefits using this address in 2021. A DEED letter was mailed to this address with information about Victim’s unemployment account. The email address used for Victim’s Imposter account was [email redacted]. DEFENDANT’s DOB is October 18, 1983. Investigators obtained Google Pay information regarding this email address.
One of the credit cards belonged to My Credit Union. A search warrant obtained for the account information showed the account holder was DEFENDANT. DEFENDANT had logged onto the Imposter account and submitted 26 requests for unemployment payments ($552 per week) from March 5, 2023, to September 3, 2023. This money was deposited into DEFENDANT’s Green Dot account. The total amount of money DEFENDANT received from DEED was $14,352, which left Victim’s unemployment account at zero. 2 ••-CR-••-•••• Filed in District Court State of Minnesota 6/5/2026 DEFENDANT is currently out of custody.
