On July 26, 2025, police responded to Affinity Plus Federal Credit Union located at [ADDRESS REDACTED], Roseville, Ramsey County, Minnesota. The complainant/bank manager, SJN, reported that a male came into the bank the previous day, July 25, and attempted to cash a fraudulent check. The male left abruptly when bank staff looked into the check. The male left the check behind along with his driver’s license. The name on the license was ZACHARY CAIN CLARK – [DOB REDACTED]. The company name printed on the check was Clark Transportation Services, Inc., which has a business bank account with Affinity Plus.
The reason for the payment as written on the check was for “work”. The amount of the check that CLARK attempted to cash was $1,553. SJN said he spoke with the owner of Clark Transportation Inc, DC, who is CLARK’s brother. DC advised SJN that he did not authorize CLARK to cash the check and did not write a check to CLARK. The investigator spoke with DC, who reported that CLARK was successful in cashing four other checks. DC said he tried to call CLARK after the incidents but was unable to get ahold of him.
DC was unaware of how CLARK got the checks, but said CLARK had been in his vehicle several weeks before the incident, and there may have been checks in there. DC stated that CLARK is a narcotics user, which led him to commit crimes to support his addiction. DC provided copies of the four other checks that were fraudulently presented and cashed by CLARK. On July 8, CLARK cashed check #1080 at Affinity Plus in St. Paul and received $945. On July 11, CLARK cashed check #1081 at Affinity Plus in St. Paul and received $860. On July 18, CLARK cashed check #1082 at Affinity Plus in St. Paul and received $960. On July 22, CLARK cashed check #1083 at Affinity Plus in St. Paul and received $1200.
