At around 7:35 PM on October 12, 2025, TT [DOB REDACTED] went into a changing room at Target located at 2199 Highway 36, North St. Paul, Ramsey County. TT removed her fanny pack in the changing room and accidentally left it in there when she left. The fanny pack contained TT’s keys and her wallet. TT’s wallet contained debit and credit cards associated with Blaze Credit Union. Minutes later, TAMMY XIONG [DOB REDACTED] entered the changing room TT had left. Xiong quickly exited the changing room TT had been in and went into a different changing room.
Thirty seconds after Xiong went into a different changing room, TT returned looking for her fanny pack, but she could not locate it inside the changing room. TT spoke to Target employees, but nobody had turned in her fanny pack. Xiong left the fitting room and store carrying bags. The fanny pack was not visible when Xiong left. TT reported the lost credit and debit cards to Blaze Credit Union, but only one of their two systems was flagged to monitor fraud on TT’s accounts. On November 17, 2025, Xiong went to the drive-thru at Blaze Credit Union at [ADDRESS REDACTED] E East, Vadnais Heights, Ramsey County.
Xiong presented TT’s identification and a check drawn on the account of JC payable to TT in the amount of $4500. The memo line on the check indicated the money was for funeral expenses. Xiong deposited $200 into TT’s account and received $4300 in cash from the transaction. Surveillance video showed that Xiong is clearly the person who presented the check. A wallet fell from the vehicle Xiong arrived in at the drive-thru. The recovered wallet was the one stolen from TT’s fanny pack on October 12, 20225. TT’s identification, credit card, and debit cards were no longer inside the wallet.
On TT’s credit cards were used On November 18, 2025, Xiong returned to the drive-thru at Blaze Credit Union at [ADDRESS REDACTED] E East, Vadnais Heights, Ramsey County. Xiong presented TT’s identification and a check drawn on the account of SS payable to TT in the amount of $4400. The memo line on the check appears to indicate the money was for a merchandise purchase. Xiong asked that $200 be deposited and the rest be Surveillance video showed that Xiong is clearly the person who presented the check.
Xiong got suspicious, drove away, and left the check and TT’s identification behind. An investigator spoke to Xiong in a phone interview. Xiong denied any wrongdoing. Xiong’s probation officer viewed photos from the incident and also identified Xiong as the perpetrator. Xiong was just released from the Minnesota Department of Correction on April 7, 2025. Xiong has 13 prior felony convictions.