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She made a down payment on the property of over $150,000, leaving a remaining balance of over $400,000, financed with a mortgage payment of $3,672.06/month ($44,064.72/year). 8 14-CR-26-1230 Filed in District Court State of Minnesota 4/14/2026 In January 2025, Defendant received an insurance payout. Defendant’s prior home, which she was renting, was subject to a house fire in March 2023. Defendant filed a claim for a complete loss and was issued an insurance settlement for over $300,000, which was paid in two checks, first at an unknown date/time of over $150,000 and then in January 2025 for $178,000. In August 2025, Defendant was approved for a loan for a jet ski valued over $11,000. Defendant stated on the loan application that she has been the owner of Reese & Riley’s for the last 11 years, her salary is $12,000/month ($144,000/year), she listed her business address as her home address, and that she was currently renting with a payment of $2,500, despite having purchased a home the year prior.
Defendant made a down payment of $4,500 with a lease payment of $185/month ($2,220 per year). Defendant leases space for her business. Defendant signed the original lease documents in September 2018 with the following monthly/annual rent payments: Months 1-3: No base rent; Months 4-27: Monthly base rent $3,228.00 ($38,736.00 annual base rent); Months 28-87: Monthly base rent $3,518.50 ($42,222.24 annual base rent); and Months 88-147: Monthly base rent $4,047.50 ($48,565.26 annual base rent).