On August 14, 2025, police responded to Royal Credit Union at [ADDRESS REDACTED], Little Canada, Ramsey County, Minnesota, for a report regarding fraudulent checks. Police spoke with the branch manager, JME, who reported that two suspects cashed fraudulent checks on an account belonging to HCY. On June 16, 2025, at approximately 4:07 P.M., NICOLE LEIGH OVERTURF aka NICOLE LEIGH HELLAND – [DOB REDACTED] presented a fraudulent check with number 1229 written on HCY’s account made out to OVERTURF in the amount of $1,123.23 at their St. Paul branch.
OVERTURF received cash for the full amount. On June 20, 2025, at approximately 3:18 P.M., STEPHANIE ANNE PRUITT – [DOB REDACTED] presented a fraudulent check with number 1228 written on HCY’s account made out to PRUITT in the amount of $4,399.13 at their St. Paul branch. The check had the same make and style as the check presented by OVERTURF. PRUITT received cash for the full amount. On June 23, 2025, HCY informed Royal Credit Union that he does not know who OVERTURF or PRUITT are, that he did not authorize the checks made to either of them, that he does not have checks for that checking account (they are only issued upon request of the account holder), and that his signature does not match the signatures on the checks.
Royal Credit Union reimbursed HCY and suffered a loss of $5,522.36. Another employee, SF, reported that the checks looked suspicious and are not issued by Royal Credit Union (do not have the same font or font size). The investigator twice attempted to contact OVERTURF at her last known phone number with negative results. On September 12, 2025, the investigator spoke with PRUITT by phone. The investigator told PRUITT that he was calling about a cashed check. PRUITT responded, “I haven’t cashed any checks of late.” PRUITT informed the investigator she would speak with him but was busy at the moment.
The investigator took down PRUITT’s email address, emailed his contact information to her, and PRUITT said she would call him back. The investigator did not hear back from PRUITT. The following information is offered for purposes of Rule 6.02. OVERTURF has several outstanding warrants.
