On July 8, 2023, Eden Prairie Police Officers responded to an identity theft and fraud report from S. G. And R. D. The reporting parties live in Eden Prairie, Hennepin County. On July 3, 2023, the reporting parties were notified via email that their Wells Fargo bank account personal information and login information had been changed. Neither party changed either information and suspected fraud. The parties were unable to login and R. D. Notified Wells Fargo immediately. Wells Fargo informed the reporting parties that a wire transfer of $2,000 from their savings account occurred.
Two separate $500 charges, $1,000 total, also occurred for a Wells Fargo "flex loan" amenity. A debit card was then opened and several attempted withdrawals from an ATM on Nicollet Avenue in Minneapolis then happened. Investigation revealed that the fraudulent activity began in February of 2023 with an attempt to create a Zelle account, linking a debit card to an Apple pay account, attempted wire transfers, money transferred between the checking and savings account, attempts to open credit cards, an attempted $40,000 personal loan, and changing personal information in the reporting parties' account.
The reporting parties changed their account numbers and passwords. The reporting parties new accounts were then accessed fraudulently again. Several attempts to open several different accounts through "Net Credit" and "First Premier Credit" unions then occurred creating hard inquiries on their credit. A vehicle was also attempted to be purchased for $27,983.26 through www.carvana.com. The car purchase was declined due to the reporting parties reporting fraud to the credit bureaus. The name Tyshawn Archer, later identified as TYSHAWN LAMAR ARCHER, Defendant herein, was associated with the vehicle purchase.
The phone number associated with the vehicle purchase ended in 3599 which belongs to the Defendant, the 3599 number used an IP address at the Defendant's address, and the delivery address for the vehicle was the Defendant's address at [ADDRESS REDACTED] in Minneapolis. The reporting parties froze their Wells Fargo accounts due to the second fraudulent access. On July 12, 2023, the reporting parties' Wells Fargo Accounts were unfrozen without authorization by the reporting parties. The reporting parties then closed their Wells Fargo accounts.
S. G.'s email with Wells Fargo was changed to "[email redacted]." The subscriber information for this account was under R. D. In the email account were emails for the Defendant with his tax information at the [ADDRESS REDACTED] address, a Capital One letter to the Defendant sent from R. D.'s last name then first name @icloud.com. There were also emails from Wells Fargo to R. D., to R. D. From Carvana, emails to the Defendant from Carvana regarding financing applications, emails to the Defendant from banks, emails to R. D. From Wells Fargo regarding application for a personal loan, as well as several other corroborating financial related emails to the other emails listed in this complaint associated with the Defendant.
